A home equity line of credit lets you use the equity that’s in your home to remodel a bathroom or kitchen, pay off a car loan, give your daughter her dream wedding, or consolidate bills. However, you are using your home as collateral so it’s important to understand what you’re doing. As a community bank, it’s natural that we’re more in touch with our customers, more aware of their lives and more personally invested in their financial well-being. We hope this guide will be a valuable resource