Which statement is true in regards to a policy loan
A policy loan uses cash value as collateral and lowers death benefit. Key Concepts Concept: Cash value used as collateral Concept: Interest accrues on the loan Concept: Reduces death benefit if outstanding
Which of the following is true of spillage
Cannot determine which statement is true about spillage without the provided options; please supply them.
An important feature of emergency operation plans is that they
– Concept: A clearly defined chain of command and coordinated interagency response (unity of effort) within the EOP.– Example: The plan activates a Unified Command with an Incident Commander, Public Information Officer, and Liaison Officer, plus a documented process to request and deploy resources from police, fire, EMS, and public works during a hurricane.
A positive return on investment for education happens when
– Concept: A positive ROI for education occurs when the benefits (e.g., higher earnings, better employment prospects, career advancement) exceed the costs (tuition/fees, books, and time/opportunity costs), over the chosen horizon.– Example: A bachelor’s degree costs about $60,000 in tuition and foregone wages but increases lifetime earnings by about $320,000; net gain ≈ $260,000, a […]
A positive return on investment for education happens when________________.
When the present value of the expected benefits from education exceeds the total costs. In other words, the investment has a positive net present value (NPV). Explanation Education ROI is the measurement of the returns from investing in education relative to the costs. The core idea is that education provides benefits such as higher lifetime […]
A positive return on investment for education happens when________________.
A positive ROI occurs when the present value of lifetime earnings gains from education exceeds the total costs of obtaining the education (tuition, fees, and foregone wages). Explanation Education can raise earnings and productivity by expanding skills, signaling capabilities, and opening access to higher-paying roles. To determine ROI, compare the net present value (NPV) of […]
A positive return on investment for education happens when________________.
A positive return on education occurs when the present value of the benefits (primarily higher lifetime earnings and better opportunities) exceeds the total costs (tuition, fees, and foregone wages). Explanation ROI for education is commonly evaluated using net present value (NPV) or internal rate of return (IRR). A positive ROI means that, after discounting future […]
A positive return on investment for education happens when________________.
A positive ROI happens when the expected lifetime earnings gains from education exceed the total costs of obtaining that education (tuition, fees, books, and foregone wages), after accounting for the time value of money. Explanation Education ROI is the financial comparison of the costs of pursuing education with the anticipated long‑term earnings benefits. Key components […]